Savvy motor insurance tips shared by drivers around the world
People who have been involved in real incidents are more apt at giving better advice. Here are some noteworthy advice from drivers around the world on getting the best car insurance and making the most out of it.
Staying with the same car insurance company over a long period has its benefits. A good insurer would offer long-time customers perks such as discounts or no-claim bonuses. If your car insurance is about to expire and another insurer is offering a lower rate for certain packages, check whether there are higher deductibles in place. Switching to another insurer would mean that you have to give up your no-claims record and all the deductible reductions you’ve earned over the years to start over again.
In the event of an accident, make sure that you call your insurance company even if you’re not at fault. A good insurance company will make sure that your repair bills are covered and even get you a rental car in the interim. Leaving the incident unreported could result in complications, especially if the other party spins the story in his own favour.
The type of car you drive can affect the rate of your car insurance. That is because some cars are more expensive to repair and are likelier targets for acts of vandalism and theft. Sports models usually belong to a more expensive insurance group, while smaller sedans equipped with safety features can be more affordable. Therefore, car insurance should definitely be something that you should consider when purchasing a new car.