Adverse weather, e.g. Typhoon / Rainstorm

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Faq Section

惡劣天氣,如颱風 / 暴雨

Question Set

Faq Question

如因惡劣天氣導致家居或財物受到損毀,應如何處理?

Faq Answer

請將財物搬離受影響範圍,以減低財物受損程度,並立即於現場拍照及替受影響物件拍照。如有樓宇結構損毀,可聯絡物業管理處提供即時協助。當您透過EASY網上索償系統申請索償後,您可以使用TrueSight Interactive Video Call 向我們展示其損壞情況,以加快索償程序。

申請索償

Faq Question

當我透過EASY網上索償系統申請索償後,三井住友保險理賠專員向我發送一條連結至TrueSight Interactive Video Call。什麼是TrueSight Interactive Video Call, 以及它有何好處?

Faq Answer

TrueSight Interactive Video Call 為一種互動視像技術,允許線上的雙向實時視像通話。我們的理賠專員可以迅速地查看家居或財物受到損毀的情況。它有助縮減處理索償的時間,並更快作出賠償。

Faq Question

TrueSight Interactive Video Call 的連結是否安全?

Faq Answer

是。 TrueSight Interactive Video CallMerimen 開發。Merimen 已為7個國家超過150間保險公司提供服務。其核保和索償平台每年處理超過 200 萬份保單和索償個案。

Faq Question

如因惡劣天氣導致原定行程取消,我可否提出索償?

Faq Answer

If your trip is cancelled because your scheduled flight is delayed more than 24 hours due to adverse weather, you can make a claim online with the confirmation letter issued by the airline.

Faq Question

Am I still covered if I am forced to return to Hong Kong before the scheduled return date due to adverse weather?

Faq Answer

Yes, you will be covered. You can claim for unused and unrecoverable travel and accommodation deposits, theme park admission costs and local tour package costs

Faq Question

Can I make a claim if my flight is delayed due to adverse weather?

Faq Answer

You can make a claim if the number of delayed hours meets the required minimum. To make a claim you must provide written confirmation from the airline to explain the reason for the delay and state the number of delayed hours as stipulated in the Travel Delay section.

Faq Question

Am I still covered if my trip must be rearranged due to adverse weather?

Faq Answer

If your trip is unavoidably re-routed away from the planned destination or you are forced to return to Hong Kong due to adverse weather, you can claim (1) Unused and unrecoverable travel and accommodation deposits, theme park admission costs and local tour package costs or (2) Additional transport and/or accommodation if you are re-routed to a new destination.

Faq Question

Can I make a claim if I need to cancel my trip because my home has been damaged by adverse weather?

Faq Answer

Yes, you can claim for unused and unrecoverable travel and accommodation deposits, theme park admission costs and local tour package costs

Faq Question

Will my insurance cover period be extended if my trip is delayed or rearranged due to adverse weather?

Faq Answer

Yes, your policy will be automatically extended for a maximum of 14 days.

Faq Question

Can I make a claim if my vehicle is damaged in adverse weather?

Faq Answer

TrueSight Interactive Video Call is a video interaction technology that allows for two-way, real-time video call to be initiated online. Our claims specialists can view the damages of home or properties efficiently. It helps reducing the claim processing time thus paying out the claims quickly.