Employees' Compensation Insurance

1.

Notify the Labour Department

Notify the Labour Department within 14 days (in case of injury) or 7 days (in case of death) after the accident comes to knowledge.

2.

Complete forms

  1. Complete the respective forms.

    For sick leave up to 3 days:
    Complete Form 2B

    For sick leave more than 3 days:
    Complete Form 2

    Forms are available from the Labour Department website or through the Labour Department Telephone Enquiry Service Hotline: 2717 1771

  2. Send the completed forms to the Labour Department. 

3.

Pay periodical payments to injured employee

Pay periodical payments to the injured employee at 4/5 of the difference between the employee's monthly earnings at the time of the accident and his/her monthly earnings during the period of temporary incapacity.

4.

Pay medical expenses to injured employee

Pay medical expenses to the injured employee with daily maximum of medical expenses payable as below: 

  • In-patient treatment: HK$300
  • Outpatient treatment: HK$300
  • Both in-patient and outpatient treatment on the same day: HK$370 
5.

Send documents to us

When available, the following documents must be sent to us: 

  1. Form 2 or Form 2B (send the original to the Labour Department and the copy to us) 
  2. Sick Leave Certificate(s) (Please keep us informed as long as the injured employee is still under sick leave by submitting sick leave certificates on a monthly basis) 
  3. Medical expenses receipt(s), if any
Important notes
  1. The period of absence from duty must be certified to be necessary by a registered medical practitioner, registered Chinese medicine practitioner or registered dentist. 
  2. The employer is liable to pay the injured employee’s medical expenses in respect of medical treatment given by a registered medical practitioner, registered Chinese medicine practitioner, registered dentist, registered physiotherapist, registered occupational therapist or registered chiropractor.
  3. We may contact you for further information. 
  4. For enquiries, please call our Claims Services Hotline at +852 2894 0660 or fill in the General enquiry form.

汽車保險

1.

Report the accident

  1. If the accident involves third party bodily injury, report the case to the police immediately.

  2. Let us have the police reference number and statement for further inquiries. 

  3. Do not admit any third party liability without receiving our prior approval. If you receive any communication in any way connected with the accident, please forward them unanswered to us.

2.

Submit the claim form immediately

  1. Complete the claim form. 

    File your claim online

    or

    Download:

  2. Attach copies of the following documents: 

    • Hong Kong Vehicle Registration Document (both sides) 
    • Driver’s HKID Card
    • Driving Licence
    • Any claims/writs of summons/letters from any third parties

     

  3. Submit the completed claim form and above documents immediately after the accident/discovery through the online platform or by post to:

    MSIG Insurance (Hong Kong) Limited 
    Claims Department 
    9/F, Cityplaza One,
    1111 King’s Road,
    Taikoo Shing, Hong Kong

3.

Sign Letter of Authorisation

Sign a Letter of Authorisation to enable us to obtain the driver's statement from the police.

Important notes
  1. A bad claim record may result in a higher premium at renewal.
  2. Incomplete Notice of Accident cannot be accepted for processing of claim.
  3. It is important that a complete answer be given to every question. If insufficient space is provided for your answers, please continue on a separate sheet.
  4. We may contact you for further information.
  5. For enquiries, please call our Claims Services Hotline at 852 - 2894 0660 or email claimin@hk.msig-asia.com

Wedding Insurance

1.

Complete the claim form

2.

Submit to us within 30 days

Submit your completed claim form and all relevant documents within 30 days from the date of incident through the online platform or by post to:

MSIG Insurance (Hong Kong) Limited 
Claims Department 
9/F, Cityplaza One,
1111 King’s Road,
Taikoo Shing, Hong Kong

Important notes

For enquiries, please call our Claims Services Hotline at 852 - 2894 0660 or email claimin@hk.msig-asia.com