iTravel Plus (Single Trip)

Enjoy a hassle-free holiday with comprehensive travel protection

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Earn MSIG$1 for every HK$1 net spending

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Plan Highlights

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Extra Benefits for Black Alert and Red Alert Under the Outbound Travel Alert System

Up to HK$50,000 and HK$25,000 respectively

Loss of or Damage to Mobile Phone⁵

Up to HK$2,000

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Amateur Dangerous Sports and Activities Coverage Icon

Amateur Dangerous Sports and Activities Coverage⁶

Cover at no extra cost

Trip Cancellation and Curtailment

Up to HK$50,000 unused travel and accommodation expenses which are not recoverable (including overseas local tour packages or admission tickets to any major sporting event, concert or theme park etc.)

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Trip Rearrangement

Up to HK$7,500 cover for additional transport and accommodation expenses, if your return trip to Hong Kong is unavoidably re-routed, including up to HK$1,000 per day for accommodation expenses

Terrorism Extension¹⁰

Up to HK$3,000,000 per person for accidental death/permanent total disablement, bodily injury, medical expenses and worldwide travel assistance services

Travel Insurance coverage in relation to COVID-19^#

Customers can enrol iTravel Plus (Single Trip) travel insurance between 1 Jan 2023 and 31 Mar 2023 for complimentary COVID-19 daily cash benefit^. Our COVID-19 benefits include:

NEW $500 daily cash benefit (up to 10 days) if the insured person is compulsory quarantined or hospitalised overseas as a result of being diagnosed with COVID-19
Trip cancellation or delay due to COVID-19 diagnosis prior to trip commencement
Trip curtailment due to COVID-19 diagnosis during the trip
Medical expenses for overseas hospitalisation incurred by COVID-19 treatment

^#The Insured Person(s) must fulfil the entry rules and conditions requirement both in Hong Kong and your planned travel destination(s). For any COVID-19 related claims, the claimant must provide PCR-based nucleic acid test record or rapid antigen test results and proofs indicating the confirmed COVID-19 infection (e.g. medical notes, report, government declaration record).

^{^}Applicable to iTravel Plus (Single Trip) Plan A, B only

Plan details

Benefits

Benefits at a Glance	Maximum Benefits Payable (HK$)
Benefits at a Glance		Plan A (Worldwide)	Plan B (Worldwide)	Plan C¹¹ (Asia)
Personal Accident^1,2,3 Accidental death/permanent total disablement/loss of two limbs or sight in both eyes/permanent total loss of speech and hearing (An advance payment of HK$50,000 cash relief will be paid to your legal representative in the event of your accidental death)	$1,000,000	$500,000	$250,000
Loss of one limb⁹ or sight in one eye/permanent total loss of speech or hearing.	$500,000	$250,000	$125,000
Covers 3^rd degree burns of the minimum percentage of the surface area of your body as specified in the policy	$1,000,000	$500,000	$250,000
Double indemnity⁴ for accidental death while you are travelling in a private car or as a fare-paying passenger on public transport (e.g. scheduled flight, train) or in any armed robbery or attempted armed robbery	$2,000,000	$1,000,000	Not applicable
Medical Expenses^1,3 Pays for necessary medical treatment expenses and reasonable additional transport expenses if it is necessary and unavoidable for you to stay beyond your intended return date due to sickness or bodily injury abroad. Pays for follow-up medical expenses within 90 days after arrival in Hong Kong up to HK$50,000 including Chinese medical practitioners' fees up to HK$150 per visit per day and up to HK$1,500 in total.	$1,000,000	$500,000	$100,000
Terrorism Extension¹⁰ Extends to provide you with Worldwide Travel Assistance Services as well as cover in respect of death or bodily injury (including necessary medical expenses incurred) which may be sustained through acts of terrorism under the Personal Accident & Medical Expenses Sections	$3,000,000	$3,000,000	$3,000,000
Amateur Dangerous Sports and Activities Coverage⁶ Pay you in the event of accidental death or bodily injury while you are taking part in hot-air ballooning, scuba diving, skiing, snowboarding, tobogganing, sledding, water skiing, wakesurfing, wakeboarding, rafting, sailing, windsurfing, bungee jumping, horse riding, trekking or hiking, parasailing, banana boat trip, canoeing, kayaking, sea kayaking, underwater strolling, sand boarding, safari adventures, or zipline adventure activities	Up to $250,000 maximium benefits under the Personal Accident and Medical Expenses Sections	Up to $125,000 maximium benefits under the Personal Accident and Medical Expenses Sections	Not applicable
24-hour Worldwide Travel Assistance Services⁸ 24-hour worldwide emergency medical evacuation and repatriation after treatment	$2,000,000	$2,000,000	$2,000,000
Deposit guarantee for hospital admission	$40,000	$40,000	$40,000
Unexpected return to Hong Kong, compassionate visit, children escort arrangements, etc	Covered	Covered	Covered
Trip Cancellation and Curtailment Reimburses expenses of unused travel and accommodation (including overseas local tour package or admission tickets to any major sporting event, concert or theme park etc.) if your trip is cancelled or curtailed due to serious bodily injury, serious sickness or death of you, your immediate family members, fiancé(e) or close business partner; residential fire or flooding; jury services, witness summons or compulsory quarantine of you; or if you decide to cancel your trip due to adverse weather conditions, natural disaster directly resulting in suspension of public transport, closure of the airport, strike, industrial action, riot or mechanical and/or electrical breakdown of the public transport which results in delay in departure from Hong Kong for not less than 24 hours. For Black Alert and Red Alert under the Outbound Travel Alert System: - If the Black Alert is hoisted, pays up to 100% of the relevant loss and up to 100% of section limit, or if the Red Alert is hoisted, pays up to 50% of the relevant loss and up to 50% the section limit. Pays up to HK$300 administration charge billed by the travel agent if your trip is cancelled or curtailed. Reimburses additional transport expenses if you are forced to leave the city you are staying for another city in order to return to Hong Kong. Pays HK$1,000 cash allowance if you must stay overnight in another city waiting for necessary transport to return to Hong Kong.	$50,000	$25,000	$3,500
Travel Delay Pays HK$250 for each 6-hour period of delay and each subsequent period of 12 hours if: The arrival/departure of public transport is delayed as a result of strike or industrial action, riot, hijack, adverse weather conditions, natural disaster directly resulting in suspension of public transport, closure of the airport, mechanical and/or electrical breakdown of public transport or Your trip is delayed due to serious bodily injury, serious sickness or death of you or your immediate family members, fiance(e) or close business partner travelling with you abroad If the original departure and arrival ports/airports of the Public Transport conveyance that you have arranged are in/from mainland China, the maximum cover is HK$500	$2,000	$1,000	$500
Trip Rearrangement Reimburses unused travel and accommodation (including overseas local tour package or admission tickets to any major sporting event, musical, concert, museum or theme park) you have paid for or payments for which you are legally obliged to pay, or reimburses additional transport and/or accommodation expenses incurred, and which are not recoverable from any other source in reaching your planned destination, or for your return trip to Hong Kong if your trip is unavoidably re-routed due to strike or industrial action, riot, hijack, adverse weather conditions or natural disaster directly resulting in suspension of public transport or closure of the airport Pays for accommodation expenses up to HK$1,000 per day	$7,500	$5,000	$1,500
Loss of Baggage Pays for accidental loss of or damage to personal baggage. The maximum amount we will pay for: any single article, pair or set of articles is HK$2,000. all of your sports equipment is HK$5,000 in total. all of your valuables is HK$5,000 in total. all of your cameras, camcorders and audio/video equipment is HK$5,000 in total. any mobile phone is HK$2,000 (mobile phone cover is for Plan A only and is not applicable to Insured Person(s) who is(are) aged below 18 under Family Plan).	$20,000	$15,000	$5,000
Delayed Baggage Pays for the cost of emergency purchase of essential clothing or toiletries if your baggage is delayed for more than 12 hours on the outward journey	$1,500	$1,000	$500
Personal Money, Documents and Additional Accommodation Expenses Covers the loss of cash or travellers’ cheques directly arising from theft, robbery or burglary during the period of insurance, subject to a maximum amount of HK$3,000 for Plan A, HK$2,000 for Plan B and HK$300 for Plan C⁵ Reimburses the replacement cost of Hong Kong identity card, credit cards, driving licence, travel tickets, hotel vouchers or passport Pays for additional travel and accommodation expenses which are necessary to obtain a replacement passport if your passport is lost or stolen while you are abroad Excess HK$200	$10,000	$5,000	$600
Personal Liability Pays for any amount for which you become legally liable to pay as compensation for an accident occurring which causes bodily injury to any other person or damage to property	$2,500,000	$2,500,000	$250,000
Rental Vehicle Excess Pays an excess for which you become liable to pay under the agreement with a licensed rental company for loss of or damage to the vehicle that you rent	$5,000	$5,000	$2,000
Golfers' Hole-in-One⁷ Pays for the cost of hospitality if you achieve a “Hole-in-One” in any recognised golf-course	$5,000	$3,000	Not applicable
Automatic Extension of Cover (Applicable to Travel Delay and Trip Rearrangement) Cover is automatically extended free of charge in the event of delays due to unforeseen events covered under the Travel Delay and Trip Rearrangement Sections	Up to 14 days	Up to 14 days	Up to 14 days
Optional Benefits (Applicable to Plan A and Plan B) (for 2-10 days single trip travel plan and only applicable if it is shown as being operative in the schedule)	Maximum Benefits Payable (HK$)
Extra Sports Equipment Benefits (Applicable to Loss of Baggage and Delayed Baggage) Pays for accidental loss of or damage to personal baggage sub-limit for all sports equipment.	Extra $5,000		N/A
Covers the actual expense for rental of sports equipment due to check-in baggage delayed more than 12 hours.	$1,000		N/A
Upgraded Rental Vehicle Excess (Applicable to Rental Vehicle Excess) Pays an excess which you become liable to pay under the agreement with licensed rental company for loss of or damage to the vehicle that you rent.	Extra $5,000		N/A
Pet Accommodation Protection Covers additional accommodation expenses for one pet charged by a licensed kennel/cattery or pet hotel for the insured trip if you are unable to collect your dog/cat on the day agreed due to the following reasons: The arrival of your return flight is delayed by at least 6 hours; or You are hospitalized or quarantined outside Hong Kong and as a result you cannot arrive in Hong Kong on the original return date	$1,000		N/A

Important Notes:

The maximum indemnity under Personal Accident and Medical Expenses Sections for an insured person who is over 70 years of age will be limited to only 25% of the sum insured.
The maximum indemnity under Personal Accident Section for the insured person who is under 18 years of age will be limited to HK$250,000.
For Family Plan, the maximum indemnity under Personal Accident Section will be limited to HK$1,500,000 and the maximum indemnity under Medical Expenses Section will be limited to HK$3,000,000 for all of the insured persons who are under 18 years of age. Family Plan is not offered to Plan C.
The Double Indemnity benefit under Personal Accident Section will not be available to those insured persons who are under 18 or over 70 years of age at the time of an accident. This extra benefit is not applicable to Plan C.
Mobile phone cover is for Plan A only and is not applicable to insured person(s) is(are) below 18 years of age and insured under a Family Plan.
The Amateur Dangerous Sports and Activities Extension under Personal Accident Section and Medical Expenses Section will not be available to those insured person who are over 70 years of age. This extra benefit is not applicable to Plan C.
The Golfers' Hole-in-One benefit will not be available to those Insured Persons who are under 18 years of age.
24-hour Worldwide Travel Assistance Services are available outside the Country of Residence. Country of Residence will be regarded as Hong Kong.
"Loss of one limb" is defined in the policy as loss by physical severance at or above the wrist or ankle or the total loss of use of an entire hand, arm, foot or leg.
Any acts of terrorism involve the use of biological, chemical agents or nuclear devices are excluded.
Asia: Listed countries and areas in Asia including China, Macau, Brunei, Cambodia, Indonesia, Japan, Korea, Laos, Malaysia, Myanmar, Philippines, Singapore, Taiwan, Thailand and Vietnam.

*Collection of Levy on Insurance Premium: Insurance Authority (IA) has announced the collection of levy on insurance premium under the “Insurance Ordinance” with effect from 1st January 2018. As a result, all premium amounts shown in this webpage are subject to levy. For further information, please visit www.ia.org.hk/en/levy

In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.

Premium

Days
	Individual Plan			Family Plan*
	Plan A (HK$)	Plan B (HK$)	Plan C (HK$)	Plan A (HK$)	Plan B (HK$)
2	244	186	147	610	464
3	311	229	178	778	572
4	363	259	200	907	648
5	393	289	223	983	724
6	426	322	246	1,064	805
7	456	342	263	1,139	856
8	486	363	278	1,215	907
9	518	382	292	1,296	956
10	549	393	300	1,372	983
11	579	404	309	1,447	1,010
12	600	415	317	1,501	1,037
13	622	426	325	1,555	1,064
14	643	435	333	1,607	1,088
15	662	441	337	1,655	1,102
16	683	456	348	1,706	1,139
17	704	467	356	1,760	1,166
18	726	475	363	1,814	1,188
19	746	486	371	1,866	1,215
20	767	497	379	1,917	1,242
21	786	508	388	1,966	1,269
22	808	518	395	2,020	1,296
23	829	529	403	2,074	1,323
24	850	539	411	2,125	1,347
25	870	550	419	2,176	1,374
26	897	559	427	2,244	1,399
27	923	570	435	2,309	1,426
28	951	579	441	2,379	1,447
29	977	590	449	2,444	1,474
30	1,004	600	457	2,511	1,501
31 up to 182	HK$24 for each additional day	HK$19 for each additional day	Not applicable	HK$59 for each additional day	HK$49 for each additional day
Optional Benefits (Applicable to Plan A and Plan B)	Individual Plan (HK$)			Family Plan³ (HK$)
Extra Sports Equipment Benefits	30			75
Upgraded Rental Vehicle Excess	60 (HK$ 120 for 2 or more insured persons)			120
Pet Accommodation Benefit	30 (for one pet per insured person)			30 (for one pet per family)

*Family Plan cover is only applicable to a legally married couple and any number of your child(ren) below 18 years of age

Important Notes:

Maximum days per trip of Plan A and Plan B are 182 days. Maximum days per trip of Plan C is 30 days, each trip should be commenced in Hong Kong.
There is no minimum age limit for this plan. Maximum age limit is 85.
Family Plan is only applicable to a legally married couple and any number of your child(ren) under 18 years of age. Child(ren) under 12 years of age must be accompanied by a parent or a guardian in the insured trip. Family Plan is not offered for Plan C.
The Amateur Dangerous Sports Extension under Personal Accident Section and Medical Expenses Section will not be available to those Insured Persons who are over 70 years of age.
No mobile phone benefit is payable for Plan B or Plan C, or if the Insured Person(s) is(are) below 18 years of age insured under a Family Plan.
The maximum indemnity under Personal Accident Section for the Insured Person who is under 18 years of age will be limited to HK$250,000.
For Family Plan, the maximum indemnity under Personal Accident Section will be limited to HK$1,500,000 and the maximum indemnity under Medical Expenses Section will be limited to HK$3,000,000 for all of the Insured Persons who are under 18 years of age.
The maximum indemnity under Personal Accident and Medical Expenses Sections for an Insured Person who is over 70 years of age will be limited to 25% of the Sum Insured.
The Double Indemnity benefit under Personal Accident Section will not be available to those Insured Persons who are under 18 or over 70 years of age at the time of an accident. This extra benefit is not applicable to Plan C. This extra benefit is not applicable to Plan C.
Any acts of terrorism involve the use of biological, chemical agents or nuclear devices are excluded.
iTravel Plus (Single Trip) is only available for online purchase.

This product leaflet is for reference only. Please refer to the policy wording for details of the coverage, terms, conditions and exclusions.

*Collection of Levy on Insurance Premium - The Insurance Authority (IA) has announced the collection of levy on insurance premium under the “Insurance Ordinance” with effect from 1st January 2018. As a result, all premium amounts shown in this product factsheet are subject to levy.

Exclusions

Any liability arising from a contractual agreement without the prior consent of Us is not covered
Any liability arising from the loss of or damage to property which belongs to or in custody or control of You or your family members is not covered
Professional or organised dangerous sports or activities
Trekking or hiking at an altitude of over 5,000 meters above sea-level, scuba diving to a depth greater than 30 meters below sea-level
Manual work undertaken during business trips
Suicide, intentional self-inflicted injury, insanity
Mental or nervous disorders, sleep disorder, psychiatric disorder
Alcoholic and drug addiction or solvent abuse
HIV (Human Immunodeficiency Virus) and AIDS (Acquired Immune Deficiency Syndrome)
Flying activities other than as a fare-paying passenger on a regular or schedule airline or licensed chartered aircraft
Air flight crew
Unlawful acts
War and terrorism (Except for Terrorism Extended Cover)
Nuclear weapons and radiations
Loss of or damage to any pager, mobile phone (except for the benefit specifically provided under the above Benefit "Loss of Baggage"), tablet computer, portable telecommunication equipment, aerial device (i.e. aerial photography equipment) or any of its accessories including sim card or digital storage card and the like

Excess

Excess for each and every claim (HK$)
Loss of Baggage	First $200 of each and every claim
Personal Money, Documents and Additional Accommodation Expenses	First $200 of each and every claim

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Enjoy a hassle-free holiday with comprehensive travel protection

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Plan Highlights

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Extra Benefits for Black Alert and Red Alert Under the Outbound Travel Alert System

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Loss of or Damage to Mobile Phone5

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Amateur Dangerous Sports and Activities Coverage6