HospitalCare
Get extra cash to tide you through unexpected hospitalisation situations
Plan Highlights
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Daily Cash BenefitUp to 750 days per disability (up to 30 days for Mainland China) |
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Double Daily Cash BenefitUp to 100 days for intensive care unit, major organ transplant or major burns |
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Accidental Death BenefitProvide an accidental death benefit of HK$200,000 |
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Worldwide CoverageOffer total protection anywhere in the world |
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10% Family DiscountEnroll with your family members to enjoy a special 10% premium discount |
Plan details
Benefits
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Benefits at a Glance |
Maximum Benefits Payable Per Year (HK$) |
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|---|---|---|---|---|
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Type of Plan |
Plan 1 |
Plan 2 |
Plan 3 |
Plan 4 |
1. Coverage for Adults |
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| Daily Cash Benefit* | $300 | $600 | $900 | $1,500 |
| Double Daily Benefit* | $600 | $1,200 | $1,800 | $3,000 |
| Accidental Death | $200,000 | $200,000 | $200,000 | $200,000 |
2. Coverage for Children |
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| Daily Cash Benefit | $150 | $300 | $450 | $750 |
| Double Benefit | $300 | $600 | $900 | $1,500 |
| Accidental Death | $200,000 | $200,000 | $200,000 | $200,000 |
*The daily cash for children is half of the above limit.
The above product information is for reference only.
In the event of any discrepancy between the English and Chinese versions of any of the above details, the English version shall prevail. For details of coverage, terms, conditions, and exclusions, please refer to the policy wording.
Premium
| Annual Premium (HK$) | ||||
|---|---|---|---|---|
| Type of Plan | Plan 1 | Plan 2 | Plan 3 | Plan 4 |
| Ages 0 - 17 | $231 | $385 | $550 | $936 |
| Ages 18 - 40 | $462 | $771 | $1,101 | $1,872 |
| Ages 41 - 50 | $771 | $1,321 | $1,872 | $3,193 |
| Ages 51 - 60 | $1,211 | $2,202 | $3,083 | $5,284 |
| Ages 61 - 64 | $1,761 | $3,193 | $4,514 | $7,706 |
*10% Family Discount is applicable if enrolled together with spouse and/or children.
Major Exclusions
- Pre-existing conditions
- Illness occurred within 30 days of policy effective date
- Routine check-ups/vaccinations
- Cosmetic surgery
- Dental treatment
- Convalescent care
- Pregnancy, childbirth or miscarriage
- Congenital and hereditary conditions
- Mental or psychiatric disorders
- Participation in hazardous sports and pastime