Commercial Insurance

Hong Kong

Keep the pulse of your livelihood secure

Whatever the size, every business is more intricate than it seems, and so are its needs. Our deep understanding of this is precisely how we can give your business just the right protection, every step of the way.

Employees' Benefits

Provide comprehensive protection for employees that suits their needs and fits employers’ budget.

Group Personal Protector 3.0
Give your employees additional protection benefits as a responsible employer
upgraded
SME Group Medical Insurance (Revamp 2023)
Flexibility for Employers & Care for Employees
Enjoy free access to the mental health app, Intellect, upon successful application
Promotion valid till 31 December 2022
new
SME Group Medical Insurance
Flexibility for Employers & Care for Employees
Enjoy free access to the mental health app, Intellect, upon successful application
Promotion valid till 31 December 2022

Employees' Compensation

Protect your employees and meet your legal requirements as an employer.

Employees' Compensation
Meet your legal obligation as an employer to give your employees compensation insurance

Engineering

Get comprehensive coverage from all manner of construction and engineering-related claims.

Boiler and Pressure Vessel
Protection for enterprises against explosion or collapse of boilers and pressure vessels
Contractors' All Risks
Protect your construction projects with comprehensive "All Risks" Cover
Electronic Equipment
Protect the equipment that is essential to your operations
Machinery All Risks
Covers your plants and machinery against "All Risks" and "Breakdown"

Financial Lines

Protect yourself and your business against professional liability and cyber-risks.

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Association Liability
Combines the benefits of professional indemnity and management liability specifically for charities, religious organisations, clubs and other not-for-profit entities
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Cyber Liability and Data Protection
Protects businesses from loss of data and other IT-related threats
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Directors and Officers Liability
Safeguard directors and officers from third party claims and disputes
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Educators Liability
Specialised plan for Educational Institutions that protects the school’s management company, committee, members and volunteers
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Management Liability
Our Management Liability Insurance addresses liability risks and protects the interests of employees, directors or officers of a private companies company.
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Professional Indemnity
Insures professional practices from third party claims and disputes
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Technology Consultants Professional Indemnity Insurance
Our Technology Consultants Professional Indemnity Insurance combines professional indemnity with public and products liability specifically designed for IT professionals

Liability

Manage your legal liability arising from daily business operations.

Public Liability
Manage your legal liability arising from business operations

Marine

Get comprehensive protection for cargo in transit and pleasure craft.

Cargo
Comprehensive protection against the loss of or damage to your goods during insured transit
Freight Forwarder’s Liability
Provides coverage against unforeseen damages or losses, and third-party liability for the lost shipment
Pleasure Craft
Comprehensive coverage for your pleasure craft

Motor

Keep your business going by protecting your company vehicles.

Commercial Vehicle
Keep your business running smoothly with protection for your commercial vehicles

Office/Business Package

Secure your business with the assurance of comprehensive coverage.

Business Insurance
Protect your business with cost-effective insurance
Office Insurance
A comprehensive insurance policy specifically designed for SMEs in Hong Kong
Shop Insurance
Cost effective way to insure your shop
SME Protection Bundle
Comprehensive protection for offices in Hong Kong, particularly SMEs

Property

From your premises to the machinery and assets within, leave nothing uncovered.

Burglary
Protect your business assets against theft losses
Fire
Protect your valuable business assets against fire perils
Money
Protect your cash, cheques and other money-related documents whilst in your premises or in transit
Property All Risks
Safeguard your property with our 'All Risks' insurance